ProductivityOctober 6, 2026 · 4 min read
Disclosure: This page contains affiliate links. If you buy through them, MoneyWithJJ earns a commission at no extra cost to you. Prices and ratings below were read from each Gumroad listing on October 6, 2026 and may have changed since.
A ready-made spreadsheet template saves the time it takes to design columns, formulas and charts from a blank sheet. The six products below are all listed on Gumroad, and each one has published buyer ratings.
Each entry shows the seller, the current price and the buyer rating exactly as they appear on Gumroad, together with a plain description of what the listing says the product contains and which spreadsheet program it needs where the seller states it. Where a listing does not say, that is noted so buyers can check before purchasing.
Ordered by number of buyer ratings on Gumroad.
Choosing the Right Template
The personal trackers and the business templates are one-time purchases, but their listings say little about format or layout, so buyers should check the product page before buying. The two finance models from the same seller are far more detailed and state their requirements clearly: they work in both Excel and Google Sheets and use no macros.
Buyers who need a template for their own records should start with the tracker that matches the task. Founders who need to plan runway or model funding rounds can look at the two free finance models instead: the runway model is described as a simple starting point for idea-stage, pre-seed and seed-stage founders, with no prebuilt revenue forecast, while the cap table model covers equity rounds, convertible instruments and exit waterfalls.